Pulling the Curtain Back on Home Improvement Financing

Pulling the Curtain Back on Home Improvement FinancingAre you loving the idea of installing new windows in your home, but aren’t sure if you have the money to do it? Let’s say you’re finally ready to pull the trigger on those new home fiberglass windows you’ve been thinking about.

The timing is perfect: cold winter storms will soon be replaced by spring’s warm embrace. Before you know it, the brutal heat of summer will engulf your home while trying its best to roast you inside like a turkey in an oven. You’ll hardly notice, however, because you’ll be sitting behind your new energy-efficient windows as you sip an iced tea.

There’s just one problem. How are you going to pay a contractor to install those windows today if you don’t have the capital to pay for them upfront?

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How to Figure out the World of Window Replacement Costs

Cost of Window ReplacementWhen examining the cost of window replacement options available on the market, you can take the same approach you would when purchasing a car. You can buy a beat-up, late-1970’s Pinto (not that there’s anything wrong with that), a reliable and trustworthy minivan, or a crazy suped-up car with LCD’s in the back. Each option comes with different features – or lack thereof.

If the cost of window replacement options feels a bit overwhelming right now, a HomeProHub Consultant can help you navigate the crowded parking lot of choices. In the meantime, here’s a closer look at window replacements from dirt cheap to deliciously lavish. (Please note that the prices below represent the averages for each individual opening in a wall.)

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Keeping Home Improvement Resources in Perspective

Keeping Home Improvement Resources in PerspectiveIf you are embarking on a home improvement project by yourself without the services of professional consultants, there’s a good chance you’re utilizing different resources for finding a contractor. Kudos to you for trying to use these tools to better educate yourself on home improvement contractors in your area.

We have a sneaking suspicion that you’re utilizing one, some, or all of the following resources: family and friends, Yelp, Better Business Bureau, Diamond Certified, Yellow Pages, and Angie’s List. While we can’t deny that these are usable tools, it is essential that we keep them in perspective. Yes they can be helpful, but often there’s more than meets the eye. Using them as a sole resource for authoritative contractor information is dangerous. With that in mind, let’s examine some inconsistencies and flaws for each resource.

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What You Have In Common With Ward and June Cleaver

A Contractor Scam Going Back to the Days of Leave It To BeaverLet me answer the question in the title of this blog right away. The one thing that I know you have in common with Ward and June Cleaver is that when you start the process of hiring your next home improvement contractor you’re going use just about the same exact process that homeowners used back in the 1950’s!

How could the process of hiring a home improvement contractor not have changed in 50-60 years? Is it because it works so well? Heck no! It doesn’t work at all! Take a look at these lists of the top complaints in each category tracked by The Office of Consumer Affairs and The Consumer Federation of America:

Office of Consumer Affairs

  1. Home Improvement Contractors
  2. Auto Insurance
  3. Health Insurance
  4. Lemon Law
  5. Foreclosure assistance

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Contractor Fraud Protection Tips

contractor fraud protectionThe doldrums of winter are fast approaching. Soon the Christmas lights will come down, the credit card bills will arrive, and the weather outside will be frightful – and not in a Christmas-carol-romanticized kind of way. Although you may be mired in the post-holiday blues, it’s never too early to start thinking about spring. Spring is also the time to start thinking about those remodeling projects you’ve been putting off. And when it’s time to remodel, it’s time to find a contractor. Yikes!

Nearly 70% of Americans have personally had a horrific experience when dealing with a contractor. Why is this so? Sadly, many homeowners will choose a contractor based solely on the name of the company. Some will choose based upon the contractor’s location (as if the company’s PO Box address somehow dictates their quality of work). Still others blindly choose based on referrals from family and friends. We know lots of homeowners that fall into the 70% of Americans who have had a horrible experience with a contractor even though they were a referral from a trusted friend or family member. Unfortunately this is usually due to a recent change with the contractor who once was once doing good work. Perhaps one of the partners leaves the business and that partner was the one monitoring the quality of the work.

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